Papers Containing Keywords(s): 'insurance'
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Viewing papers 41 through 46 of 46
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Working PaperThe Measurement of Medicaid Coverage in the SIPP: Evidence from California, 1990-1996
September 2002
Working Paper Number:
CES-02-21
This paper studies the accuracy of reported Medicaid coverage in the Survey of Income and Program Participation (SIPP) using a unique data set formed by matching SIPP survey responses to administrative records from the State of California. Overall, we estimate that the SIPP underestimates Medicaid coverage in the California populaton by about 10 percent. Among SIPP respondents who can be matched to administrative records, we estimate that the probability someone reports Medicaid coverage in a month when they are actually covered is around 85 percent. The corresponding probability for low-income children is even higher ' at least 90 percent. These estimates suggest that the SIPP provides reasonably accurate coverage reports for those who are actually in the Medicaid system. On the other hand, our estimate of the false positive rate (the rate of reported coverage for those who are not covered in the administrative records) is relatively high: 2.5 percent for the sample as a whole, and up to 20 percent for poor children. Some of this is due to errors in the recording of Social Security numbers in the administrative system, rather than to problems in the SIPP.View Full Paper PDF
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Working PaperEstimating the Relationship between Employer-Provided Health Insurance, Worker Mobility, and Wages
September 2002
Working Paper Number:
tp-2002-23
In this paper, a joint model of wages, hazard of a job ending, and probability of holding employer-provided health insurance is estimated, taking account of unobservable person and job characteristics. A unique data source, the 1990 and 1996 SIPP Panels linked to SSA administrative job histories, enables the identification of random person and job effects and the correlation of these effects across the three equations. The explicit modeling of this correlation produces consistent estimates of the effect of tenure on wages and the effect of health insurance on mobility. Substantial levels of job-lock and significant annual returns to seniority are found. Increasing the job-specific probability of obtaining employerprovided health insurance from 60% to 63%, or increasing the job-specific hourly wage rate by $.80, are both associated with an equivalent decrease in the hazard of the job ending. However, the dollar value of the wage benefit is substantially higher.View Full Paper PDF
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Working PaperEmployment that is not covered by state unemployment
January 2002
Working Paper Number:
tp-2002-16
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Working PaperNew Uses of Health and Pension Information
January 2002
Working Paper Number:
tp-2002-03
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Working PaperThe Utilization of Different Modes of Residence and Health Services by the Elderly
December 2001
Working Paper Number:
CES-01-14
Demand for health services are examined among Americans ages 65 and older using the Medical Expenditure Panel Survey. Analyses are provided of mode of residence, demand for paid health services in private settings, and the choice of type of nursing home using a common set of explanatory variables. The research shows that age, Medicare coverage, and the use of assistive technology are the strongest predictors of mode of residence. The second analysis shows that total expenditures for paid home health care (HHC) and hospital care do not decrease as expected when the percentage paid by individuals and/or their families increases. Finally, the third analysis suggests that the distribution of nursing home (NH) services is related to ability to pay.View Full Paper PDF
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Working PaperThe Time-Series Pattern Of Firm Growth In Two Industries
September 1992
Working Paper Number:
CES-92-10
Using a unique firm-level longitudinal data set that covers both the manufacturing and finance, insurance and real estate (FIRE) industries, this paper examines the time-series pattern of firm growth both immediately after entry and immediately prior to exit, and compares these patterns across the two industries. While previous research has examined the post-entry time-series behavior of firms, this research has focused exclusively on manufacturing firms. Examining the behavior of nonmanufacturing firms is important for two reasons. First, since the relative importance of the manufacturing industry has been declining recently, the behavior of manufacturing firms may be much different than the behavior of firms in an expanding industry, such as FIRE. Thus, comparing the growth of firms in a nonmanufacturing industry, with the growth of manufacturing firms provides more general knowledge about firm behavior. Second, since any good theory of firm dynamics should explain cross-industry differences in firm behavior, cross-industry differences in behavior must be documented before models of this type can be developed. The main finding of this paper are: (1) relative to FIRE firms, manufacturing firms experience more periods of above average growth immediately after entry; (2) relative to FIRE firms, manufacturing firms experience more periods of below average growth immediately prior to exit; and (3) relative to the growth of manufacturing firms, the growth of the typical FIRE firm is much more responsive to transitory shocks.View Full Paper PDF
